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For each plan, we project your yearly cost for premiums and out-of-pocket costs (deductibles, coinsurance, and copays) using public spending data for people with similar characteristics as you.

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We have all the same plans as HealthCare.gov and your state marketplace, and we’ll recommended plans based on your preferred doctors, prescriptions, and medical needs.

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{{agencyName}} gets you the lowest health insurance plan prices anywhere. 4 out of 5 customers find plans costing less than $10/month.

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Individuals who qualify for Medicare will not be able to take advantage of subsidies offered through {{exchangeName}}. Visit the Medicare website by clicking on the link below for more information.

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Cost Sharing Reductions (CSRs) are discounts that lowers the amount you have to pay for deductibles, copayments, and coinsurance. You can only get this discount if you get a Silver plan.

, you could get better coverage for a lower rate when you pick a Silver plan.

We noticed you didn’t pick a Silver plan. Because you may qualify for 

, you could have a lower overall cost and better coverage by enrolling in a Silver plan.

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Families like yours save an average of ${{savings}} a year with a federal tax credit.

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Easy pricing plans have the same out-of-pocket costs and care before deductibles for some services.

Plans off the exchange are private plans and not eligible for savings.

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These individuals may qualify for low or no cost insurance through your state's Medicaid program.

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Based on your income, you may not qualify for subsidies due to the "Medicaid Gap"

You may not qualify for an advanced premium tax credit or for Medicaid. <a href="https://www.healthcare.gov/medicaid-chip/medicaid-expansion-and-you/" target="_blank" data-testid="ec-find-out-more">Find out more here</a>.

Your household may fall into the "Medicaid Gap"

Based on your income, these individuals may qualify for low or no cost insurance through your state’s Medicaid program.

These individuals may fall into the "<a href="https://www.healthcare.gov/medicaid-chip/medicaid-expansion-and-you/" target="_blank">Medicaid Gap</a>" which means they may not qualify for an advanced premium tax credit or for Medicaid. But they may qualify for a hardship exemption to enroll in a catastrophic plan.

Based on your income, these individuals may qualify for low or no cost insurance through Medicaid, and will not be included in the quote.

These individuals may qualify for extremely low or no-cost insurance through their state's Medicaid program and will not be included in the quotes. When you apply, their information will be sent to your state's medicaid office.

Estimated {{year}} annual income: {{income}}

Continue to shop full price HealthCare.gov plans or purchase an Off-Exchange plan directly from {{agency}}.

You are unable to qualify for subsidies since someone qualifies for Medicare

These individuals may qualify for low or no cost insurance through NY State of Health's Essential Plan.

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, which allow you to get better coverage for a lower rate when you pick a Silver plan.

Don't worry — you can still get coverage. You have two options: {{agency}} can help you find and enroll in full-priced plans from the marketplace or from an insurance provider.

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Let's find coverage for {{year}}!

It's open enrollment for {{year}}! Enroll today to get covered as soon as {{effectiveDate}}.

You can still get coverage for December of this year if you have a Qualifying Life Event, but you will need to enroll again by December 15th to get coverage starting January {{nextYear}}.

You can still get coverage for December of this year if you have a <a href="{{qleSupportUrl}}" target="_blank">Qualifying Life Event</a>, but you will need to enroll again by December 15th to get coverage starting January {{nextYear}}.

Heads up! The {{currentYear}} plan year is almost over. Most people are getting their plans for {{nextYear}}.

There are {{count}} health plans available in {{county}} County.

We've found great plans in {{county}} County.

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There is one health plan available in {{county}} County.

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Let's customize the results to meet your personal needs and budget.

We think this will be the least expensive plan and is based on a low use of healthcare for a family like yours. <a href="">See why</a>

We found a plan with lowest overall cost to you.

Based on your family size, age, and projected use, we utilize public health spending data to estimate what you might pay.

This is an estimate of how you might use your health plan. You are not required to use your plan in this way. 

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This plan has the lowest premium and could protect your family from large medical expenses like an emergency.

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We’ll show you how much they cost under each plan.

We use this to find which plan best fits your needs. This will not affect the price you pay for insurance or your coverage.